The generator in a $300,000 luxury motor home produces arcing which ignites engine oil and the resulting fire soon destroys the entire vehicle. Your insured's printing press is destroyed when the entire unit becomes engulfed in flames after a catastrophic failure due to a defect in its design. Soot covers the entire inside of a new vacation home after its furnace puffs back due to a malfunction in the HVAC system. A defect in the