David A. Terry

Member

David handles high-value subrogation matters from inception through litigation, including trials and appeals, with the aim of meeting his clients’ needs in the most efficient manner possible. For a subrogation case, this means productive investigations, thorough and prompt reporting, comprehensive and creative articulation of liability theories, targeted discovery, and building strong cases grounded in common sense. David is comfortable handling many matters at once, giving each the individualized attention that is required for successful outcomes. He brings his personality to each matter, using his advocacy skills to achieve results for his clients in an adversarial field – while also building rapport and trust with opposing counsel and adjusters.

Throughout his career, David has represented both plaintiffs and defendants in many areas of litigation, including property damage, product liability, construction, personal injury, and general commercial litigation. He has represented individuals and corporate clients in a variety of industries, including insurance, automotive, tire, industrial equipment manufacturing, construction, retail, commercial real estate management, technology, banking, and public utilities. David regularly appears in state and federal courts.

David is active in the Atlanta community. He and his wife have three children. David serves on the board of the Decatur Avondale Children's Choir, sings in the Emory University Chorus, and is active in his church. In his spare time, David enjoys running (he has completed two Boston Marathons) and reading about history.

After law school, David clerked for the Honorable Emmett Ripley Cox of the U.S. Court of Appeals for the Eleventh Circuit. He earned his J.D. from Washington University in St. Louis School of Law. At Washington University, he was the executive articles editor for the Washington University Journal of Law & Policy and received the CALI Award for the highest grades in Torts, Evidence, Antitrust, and Corporations. David earned his B.A. from the University of Arkansas, where he graduated summa cum laude.

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Experience

News

Two Cozen O’Connor Attorneys Named to 2021 Georgia Super Lawyers List

February 12, 2021

Super Lawyers has named two attorneys at Cozen O’Connor to its 2021 list of top practitioners in Georgia.

Cozen O’Connor Attorneys Named to 2020 Georgia Super Lawyers List

February 20, 2020

Super Lawyers has named two attorneys at Cozen O’Connor to its 2020 list of top practitioners in Georgia. The Cozen O’Connor attorneys who have been recognized by their peers in Georgia as Super Lawyers are Alycen Moss (Insurance Coverage) and David Terry (Subrogation & Recovery).

Publications

Georgia Limits Made Whole Doctrine [Subrogation & Recovery Law Blog]

May 19, 2016

Georgia has traditionally adhered to the “made whole” doctrine, which provides that, “[w]here the insurer or the insured must go unpaid to some extent, the loss should be borne by the insurer, since the insurer has already been paid a premium for assuming this risk and would have been obligated to...

Events & Seminars

Past Events

NASP 2023 Annual Conference

November 05, 2023 - Colorado Springs, CO

2017 Atlanta Insurance Seminar

May 18, 2017 - Atlanta, GA

Education

  • Washington University School of Law, J.D., 2007
  • University of Arkansas, B.A., summa cum laude, 2004

Awards & Honors

Georgia Super Lawyers Rising Star 2016-2021, Civil Litigation: Plaintiff

  • Alabama
  • Georgia
  • Mississippi
  • U.S. District Court -- Middle District of Alabama
  • U.S. District Court -- Northern District of Alabama
  • U.S. District Court -- Southern District of Alabama
  • U.S. District Court -- Northern District of Georgia
  • U.S. District Court -- Middle District of Georgia
  • U.S. District Court -- Southern District of Georgia
  • U.S. District Court -- Southern District of Mississippi

 The Honorable Emmett Ripley Cox of the U.S. Court of Appeals for the Eleventh Circuit